VECTOR7 CAPITAL SERVICES
Vector7 Capital tailors its advisory services to the individual needs of each client.
Prior to opening an account, the Firm obtains information about each client's financial situation, investment objectives, risk tolerance, time horizon, tax considerations, and any investment restrictions.
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Discretionary Portfolio Management — The Firm manages client portfolios on a fully discretionary basis, meaning we may buy, sell, or hold securities without prior client approval, subject to stated investment guidelines.
Non-Discretionary Advisory Services — The Firm provides investment recommendations and ongoing advice to clients who retain ultimate decision-making authority over their accounts. The client must approve each transaction before it is executed. The Firm implements approved recommendations through the client’s custodian.
Vector7 Capital partners with Altruist and Charles Schwab for client custodian services.
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Discretionary Portfolio Management — The Firm manages client portfolios on a fully discretionary basis, meaning we may buy, sell, or hold securities without prior client approval, subject to stated investment guidelines.
Non-Discretionary Advisory Services — The Firm provides investment recommendations and ongoing advice to clients who retain ultimate decision-making authority over their accounts. The client must approve each transaction before it is executed. The Firm implements approved recommendations through the client’s custodian.
Vector7 Capital partners with Altruist and Charles Schwab for client custodian services.
ERISA / Retirement Plan Advisory Services — The Firm advises employer-sponsored retirement plans including 401(k) plans and other plans subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA").
ERISA 3(21) Investment Fiduciary — The Firm provides non-discretionary investment advice and recommendations to the plan sponsor or named fiduciary, who retains full decision-making authority over plan investments. In this capacity, the Firm is a co-fiduciary to the plan.
ERISA 3(38) Investment Manager — The Firm is granted full discretionary authority to select, monitor, and replace plan investment options or to manage designated plan portfolios. In this capacity, the Firm takes on full fiduciary responsibility for investment decisions made pursuant to the engagement.
For ERISA Plans, Vector7 Capital partners with the plan custodian selected by the plan sponsors.
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Financial Planning — The Firm provides comprehensive or modular financial planning services covering investment planning, retirement planning, tax planning considerations, risk management, and estate planning considerations.
The Firm does not provide tax preparation, legal, or accounting services.
Institutional Investment Management Services
Discretionary Portfolio Management
The Firm manages client portfolios on a fully discretionary basis, meaning we may buy, sell, or hold securities without prior client approval, subject to stated investment guidelines.
Non-Discretionary Advisory Services
The Firm provides investment recommendations and ongoing advice to clients who retain ultimate decision-making authority over their accounts. The client must approve each transaction before it is executed. The Firm implements approved recommendations through the client’s custodian.
Vector7 Capital partners with Altruist and Charles Schwab for client custodian services.
ERISA / Retirement Plan Advisory Services
The Firm advises employer-sponsored retirement plans including 401(k) plans and other plans subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA").
ERISA 3(21) Investment Fiduciary
The Firm provides non-discretionary investment advice and recommendations to the plan sponsor or named fiduciary, who retains full decision-making authority over plan investments. In this capacity, the Firm is a co-fiduciary to the plan.
ERISA 3(38) Investment Manager
The Firm is granted full discretionary authority to select, monitor, and replace plan investment options or to manage designated plan portfolios. In this capacity, the Firm takes on full fiduciary responsibility for investment decisions made pursuant to the engagement.
For ERISA Plans, Vector7 Capital partners with the plan custodian selected by the plan sponsors.
Institutional Client - Fee Schedule
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0.50% Annual Advisory Fee (% of AUM) - Billed Quarterly
AUM = (Assets Under Management)
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Negotiable Annual Advisory Fee (% of AUM) - Billed Quarterly
AUM = (Assets Under Management)
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0.25% Additional Annual Advisory Fee to the Standard Fee Schedule (% of AUM) - Billed Quarterly
AUM = (Assets Under Management)
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0.50% Additional Annual Advisory Fee to the Standard Fee Schedule (% of AUM) - Billed Quarterly
AUM = (Assets Under Management)
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$2,000 - Billed at $500 Quarterly
For households whose calculated fee under the schedule above is less than the $2,000 annual minimum, the minimum fee applies, which may result in an effective fee rate higher than the stated tier rate.
Retail Investment Management Services
Discretionary Portfolio Management
The Firm manages client portfolios on a fully discretionary basis, meaning we may buy, sell, or hold securities without prior client approval, subject to stated investment guidelines.
Non-Discretionary Advisory Services
The Firm provides investment recommendations and ongoing advice to clients who retain ultimate decision-making authority over their accounts. The client must approve each transaction before it is executed. The Firm implements approved recommendations through the client’s custodian.
Vector7 Capital partners with Altruist and Charles Schwab for client custodian services.
Retail Client – Fee Schedule
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1.00% Annual Advisory Fee (% of AUM) - Billed Quarterly
AUM = (Assets Under Management)
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0.75% Annual Advisory Fee (% of AUM) - Billed Quarterly
AUM = (Assets Under Management)
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0.50% Annual Advisory Fee (% of AUM) - Billed Quarterly
AUM = (Assets Under Management)
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$2,000 - Billed at $500 Quarterly
For households whose calculated fee under the schedule above is less than the $2,000 annual minimum, the minimum fee applies, which may result in an effective fee rate higher than the stated tier rate.
Investment & Financial Planning Services
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Vector7 Capital offers a discrete financial planning consultation. The Financial Wellness Session, for a flat fee of $500. The session addresses one or more focused planning topics selected by the client and includes up to two hours of advisor consultation time and a brief written summary of key findings and recommended action items. The Financial Wellness Session does not include ongoing services or investment management.
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Flat-fee financial planning is for a defined scope of work agreed upon in a separate written agreement before services begin. Flat fees range from $1,000 to $5,000 per engagement depending on the scope and complexity of the client’s circumstances, including the number of planning areas addressed, the number of accounts or entities involved, and the anticipated hours of work. Flat fees are generally calculated as a multiple of the Firm’s standard hourly rate based on estimated hours.
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Subscription planning services provide the client with continuing access to the Firm’s financial planning advice during the subscription period, including an initial written plan, ongoing plan updates, periodic reviews, reasonable email and telephone access, and ad hoc planning consultations. Subscription services do not include discretionary or non-discretionary investment management, which are provided under a separate agreement and fee schedule.
Subscription fees range from $2,400 to $12,000 per year depending on scope and complexity, with a minimum annual fee of $2,400 per client relationship, and are agreed upon in writing before services begin. Subscription fees are billed monthly or quarterly in arrears based on client preference, and the client will receive an invoice for each billing period. The client may terminate the subscription at any time upon written notice to the Firm.
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Vector7 Capital provides certain services on an hourly-fee basis at a rate of $200 per hour. The scope of the engagement is agreed with the client in writing before work begins.